Moderation of Interest Rate Policy Towards Banking Profitability
نویسندگان
چکیده
Purpose: The study aims to analyze the factors that affect profitability of banking industry, by making interest rate policy a moderation. Design/methodology/approach: This uses Structural Equation Modeling (SEM) analysis with panel data from 31 conventional banks in Indonesia during period 2017-2021 and groups based on their core capital into 3 bank groups, namely small banks, medium large banks. Findings: results showed capitalization had significant negative effect for significantly positive Liquidity risk has Credit direction towards profitability, is mediating Interest only able moderate credit explained are more sensitive quick react changes than Research, Practical & Social implications: research includes pandemic 2020 - 2021 where industry impacted it, so it possible there several anomalous results. implications suggest as fundraisers dealers highly dependent generate profitability. Originality/value: examines group owned, which one first studies include moderation variable affects
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ژورنال
عنوان ژورنال: International Journal of Professional Business Review
سال: 2023
ISSN: ['2525-3654']
DOI: https://doi.org/10.26668/businessreview/2023.v8i5.1962